| Purpose | Pursuing higer education within India / Overseases, Students should have secured admission for the course opted for | 
|---|---|
| Limit | As per bank's policy | 
| Security | As per bank's terms & conditions | 
| Margin | As per bank's policy | 
| Interest Rates | As per Annexure - Interest Rates | 
| Repayment | As per agreement | 
| Processing Fees | As per bank's policy | 
| Eligibility | Students along with either of the Parent as Co-borrower | 
| Basic Documents |  * KYC documents of borrower and guarantors 
		   * Income proof of the co-borrower / family justifying repayment capacity * Salaried : Salary Slip & Form 16 along with Salary A/c * Business : Copies of IT returns for last 3 years along with financial statements and business A/c statements for last one year * Earlier Educational qualification certificates of the student. * Offer / acceptance letter of the college / university where admission taken. * Title deeds of the property offered as security  |